26/08/2013 01:12:07 PM • by
Talking to your partner about money is usually uncomfortable for women, but there are some discussions you have to have
12/08/2013 06:56:57 PM • by
It might seem strange for a person who appears regularly in the media to to state that financial news is noise. I feel that very little financial reporting contains valuable information. Real-time financial news actually inhibits good financial decision-making. Most investors would be better off if they ignored financial news.
07/08/2013 01:49:41 PM • by
If you tell anyone that knows that investing is volatile and sometimes full of surprises, you are likely to get a lot of people agreeing with you. Then again if you tell people that this is not as big a problem as one would think you will probably end up alone in the room. The investment market falls and rises – this is just how it works in the markets.
31/07/2013 12:12:30 PM • by
In the financial world far too many consumers make isolated financial decisions focussing on the product and its features and benefits. Whilst it is important to understand what you are purchasing it is more important to understand where the product fits into your overall financial plan. Products and investments are, after all, a means to an end and not a mere end in itself. There is a distinct difference between financial planning a merely purchasing a bundle of products for your financial futu...
29/07/2013 12:54:24 PM • by
You don’t wear a safety belt because you expect to have an accident. You put on a safety belt in case you have an accident.
24/07/2013 03:12:36 PM • by
In many of the roles we fulfil we are required to be a leader - whether it is jointly or separately, in a business or home environment, or in outside activities - leadership is ever present in our lives. As a financial adviser - leadership is critically important.
18/07/2013 01:55:42 PM • by
Buying a property is one of the biggest steps you can take in your life. A home is a serious investment and, like all investments, it needs to be managed properly in order to ensure that you get the best possible return. Unfortunately very few of us give our home loan a second thought, apart from the monthly instalment. But actually there are a number of important steps that a homeowner can take to ensure that their hard-earned money is being put to good use.
17/07/2013 11:46:40 AM • by
In today's economy, financial planning has become increasingly important. With an overwhelming number of options for saving and investing, managing your finances can be difficult. South Africans are all very busy and overwhelmed with the pressures of their day to day existence which results in them neglecting their financial affairs.
16/07/2013 01:15:22 PM • by
According to finance minister, Pravin Gordhan, only about 10% of South Africans enjoy a decent retirement.
Steven Nathan, chief executive officer (CEO) of 10X Investments, said part of the reason for this situation is that the retirement industry often follows practices that don’t help South Africans achieve their retirement savings goals.
16/07/2013 01:12:34 PM • by
If you are expecting to retire at age 65 (or earlier) and live a happy and fulfilled life thereafter, perhaps you should think about it more carefully.